How Ledger Tome works
Convert any bank or credit card statement PDF to clean, accounting-ready data in minutes. Upload, review, edit if needed, and export.
Upload your bank or credit card statement
Drag and drop your PDF bank or credit card statement or click to browse. We accept statements from any bank or card issuer worldwide, with no templates or special formatting required. Or set up an email route and send PDFs from your inbox.
- Supports multi-page PDF documents
- Works with scanned and digital statements
- Email-to-convert: send PDFs via email
- Batch upload multiple statements at once
AI extracts your transactions
Our AI analyzes your statement just like a human would. It identifies transaction tables, understands dates, descriptions, amounts, and running balances, regardless of the PDF layout.
- Intelligent table detection
- Contextual understanding of transaction data
- Automatic date format normalization
- Currency detection and standardization
Review in interactive table
See all extracted transactions in an editable table. Our smart validator compares extracted balances against expected calculations and highlights any discrepancies.
- Click any cell to edit
- Real-time balance validation
- Discrepancies highlighted in yellow
- Add or remove transactions as needed
Export your data
Download your validated data in CSV, Excel, QIF, QBO, or JSON, ready for QuickBooks, Xero, Wave, FreshBooks, or any accounting software.
- Multiple export formats (CSV, Excel, QIF, QBO, JSON)
- ISO date format (YYYY-MM-DD)
- Separated debit/credit columns
- UTF-8 encoding for international characters
Catch errors before they reach your books
Our built-in validator ensures every transaction balances correctly. No more importing bad data into your accounting software.
Balance Discrepancy Detection
The validator calculates expected balances based on debits and credits, then compares them to extracted balances. Mismatches are flagged instantly.
Inline Editing
Click any cell to correct OCR errors or adjust values. Changes recalculate the entire balance chain in real-time.
One-Click Auto-Fix
When balances don't match, click Auto-fix to let the system recalculate based on transaction amounts.
Undo & Redo
Made a mistake? Use undo/redo to step back through your edits. Your original extraction is always preserved.
| Date | Description | Debit | Credit | Balance |
|---|---|---|---|---|
| 2024-01-01 | Opening Balance | - | - | 5,000.00 |
| 2024-01-05 | Client Payment - Invoice #1042 | - | 1,500.00 | 6,500.00 |
| 2024-01-10 | Office Supplies - Staples | 125.50 | - | 6,374.50 |
| 2024-01-15 | Software Subscription - Adobe | 54.99 | - | 6,319.51 |
Frequently asked questions
Everything you need to know about converting bank and credit card statements with Ledger Tome.
What file formats do you accept?
We accept PDF files only. This includes both digitally-generated PDFs from online banking and scanned paper statements. For best results with scanned documents, ensure the scan is clear and legible.
How accurate is the AI extraction?
Our AI achieves 99.9% accuracy on clean, digitally-generated PDFs. Scanned documents may have slightly lower accuracy depending on scan quality. The interactive validator helps you catch and fix any errors before downloading.
What banks do you support?
Ledger Tome works with bank and credit card statements from any institution worldwide. Unlike template-based solutions, our AI reads and understands the document structure, so no pre-configuration is needed for new banks or card issuers.
How long are files stored?
Uploaded PDFs and generated files are retained for 7 days, then automatically deleted. During this period, you can re-download your exports or resume editing sessions anytime.
Is my financial data secure?
Yes. All files are encrypted during upload and processing using TLS 1.3. Files are processed in isolated environments, and no human ever accesses your documents. Data is automatically purged after 7 days.
What accounting software can I import the data into?
Our export formats are compatible with all major accounting software including QuickBooks, Xero, Wave, FreshBooks, Sage, MYOB, and any other system that accepts CSV, QBO, or QIF transaction imports.
How does email conversion work?
Set up an email route in your dashboard to get a personal conversion address. Send PDF statements as attachments to that address and receive converted files back by email - no login required. You can configure the output format, sender authentication, and QBO metadata per route. Standard token limits apply.
Is email conversion secure?
Yes. We require TLS encryption on all inbound email connections - unencrypted emails are rejected, not silently accepted. Files are stored with AES-256 encryption and automatically deleted after 7 days. All emails are scanned for viruses and spam. You control who can send to your route with sender authentication (account-only, approved senders, or open). Route addresses use random suffixes that are impractical to guess.
Average processing
Extraction accuracy
Secure & encrypted
File retention