Everything you need for bank & credit card statement conversion
Ledger Tome combines AI-powered extraction with interactive validation to deliver reviewable transaction data from a bank or credit card statement PDF.
Core Features
Powerful tools designed specifically for accountants, bookkeepers, and finance professionals.
AI-Powered Extraction
Our advanced AI reads bank and credit card statements like a human accountant would. It understands context, recognizes transaction patterns, and accurately extracts data regardless of the PDF layout or formatting.
- Contextual understanding
- Pattern recognition
- Layout-agnostic processing
Universal Bank & Card Support
Works with bank and credit card statements from any financial institution worldwide. Whether it's a major international bank, a local credit union or a card issuer, the statement is read rather than matched against a stored template.
- No per-bank templates
- Layout read per document
- Bank and card statements
Clean, Structured Output
Every conversion produces standardized rows you export as CSV, Excel, QBO, QFX, OFX, QIF, MT940, CAMT.053 or JSON, matched to what the destination reads.
- ISO date format (YYYY-MM-DD)
- Separated debit/credit columns
- Running balance tracking
Interactive Validation & Editing
Review extracted data in an interactive table before downloading. Click any cell to edit, and our smart validator highlights discrepancies between extracted and expected balances.
- Click-to-edit cells
- Real-time validation
- Balance discrepancy detection
Smart Auto-Fix
When the validator detects balance mismatches, you can auto-correct them with a single click. The system recalculates based on transaction amounts to ensure your data balances correctly.
- One-click corrections
- Automatic recalculation
- Audit trail preservation
Conversion History
Access all your past conversions for 7 days. Re-download files, review previous edits, or continue where you left off. Your work is never lost.
- 7-day file retention
- Re-download anytime
- Resume editing sessions
Email-to-Convert
Set up a personal conversion email address and send PDFs directly from your inbox or forward them from your bank. Receive converted files back automatically. After setup, no dashboard visit is needed for each conversion.
- TLS-encrypted email connections required
- Sender authentication controls
- Forward directly from service providers
Team Token Pool
On Pro and Enterprise, invite coworkers to share one token pool under a single subscription. Each tier includes team seats (Pro 2, Enterprise 10), and you can buy more. Turn on automatic refill so the shared pool never runs dry, and share a conversion with any teammate in a click.
- Shared token pool for the whole team
- Included seats + affordable extra seats
- Optional automatic token refill
Clean, consistent output formats
Every conversion produces the same structured output, whatever the source statement looked like.
| Column | Format | Description |
|---|---|---|
| Date | YYYY-MM-DD | Transaction date in ISO format |
| Description | Text | Full transaction description |
| Debit | Number | Money out (withdrawals, payments) |
| Credit | Number | Money in (deposits, transfers) |
| Balance | Number | Running balance after transaction |
| Currency | ISO 4217 | Three-letter currency code (USD, EUR, GBP) |
| Account ID | Text | Account identifier from statement |
Your files
Uploads and generated files are stored encrypted in the EU and deleted automatically after seven days, or sooner if you delete the conversion from your history. Documents sent to our AI providers are not used to train their models. We never ask for online banking credentials, because nothing in the product connects to a bank.
Security covers storage, retention and the providers involved; Privacy is the full policy.
No per-bank templates
There is no list of supported banks to check yourself against, because there is no list. Extraction reads the statement rather than matching it against a stored layout, so an unusual bank, a credit union or a statement in a language other than English is the same job as a familiar one.
That is how the reading works, not a promise about the result. What you can rely on is the step after it: every row is shown against the statement, and the running balance is recomputed across the whole account, so a row whose figure does not fit its neighbours is flagged before you export anything. You are checking a page of transactions, not auditing a black box.
Statements that are photographs or low-quality scans are the hardest case, and the one where the review step earns its place. Convert one page on the free plan before you commit to a year of them.