Bank & credit card statements to CSV, Excel, QBO, QIF or JSON in seconds
Upload your bank or credit card statement PDF, and our AI extracts every transaction into a clean, accounting-ready file. No templates, no manual work.
3 free pages per week + 10 bonus tokens on signup • No credit card required
Any bank • Any format • Any language
Convert your bank statement in 3 simple steps
Upload
Drop your bank statement PDF (works with any bank)
Review
Check extracted transactions in our interactive preview
Download
Get your clean, accounting-ready file in CSV, Excel, QBO, QIF, or JSON
Why converting bank statements is difficult
Most bank statements are not structured data files. Common challenges include:
PDF formatting
Bank statements are typically designed for human reading, not data processing.
Different layouts per bank
Column order, naming, and spacing vary widely between banks (Chase uses different formats than Bank of America, Wells Fargo statements differ from Citibank, etc.) and countries.
Inconsistent transaction formats
Some statements separate debits and credits, others combine them, and balances may appear intermittently.
Manual errors
Copy-pasting data into spreadsheets is slow and often introduces mistakes.
Why Ledger Tome?
Built for accountants, bookkeepers, and anyone who needs to import bank and credit card data.
AI-Powered Extraction
AI reads your bank and credit card statements like a human would, understanding context and structure.
Lightning Fast
Convert multi-page statements in seconds. No manual data entry required.
Bank-Level Security
Your files are encrypted, processed securely, and automatically deleted after 7 days.
Any Bank, Any Format
Works with bank and credit card statements from any institution worldwide. PDF layouts are handled automatically.
Email-to-Convert
Send PDFs to a personal email address and receive converted files back automatically. Perfect for recurring workflows.
Combine Statements
Stitch multiple statements spanning months or even years into one chronological file. Duplicates resolved, gaps flagged automatically.
Review before you download
Our smart validator checks every transaction. Discrepancies are highlighted so you can fix them with a click before importing to your accounting software.
| Date | Description | Debit | Credit | Balance |
|---|---|---|---|---|
| 2024-01-15 | Opening Balance | - | - | 1,234.56 |
| 2024-01-16 | Direct Deposit - Payroll | - | 2,500.00 | 3,734.56 |
| 2024-01-17 | Utility Payment | 150.00 | - |
3,584.56
3,584.56
exp: 3,584.56
|
| 2024-01-18 | Coffee Shop | 4.50 | - | 3,580.06 |
Click any cell to edit • Changes validate in real-time
From many statements to one clean ledger
When you're catching up on several months or years of statements at once, converting each file is only half the work. Combine stitches the converted statements into a single chronological file and surfaces the problems you'd otherwise hit during reconciliation.
Chronological stitching
Drop in any number of converted statements. They're sorted into a single transaction timeline regardless of upload order, and the combined date range is computed for you.
Duplicate & overlap handling
When two statements cover overlapping dates (common at month boundaries or after a re-issued statement), overlaps are detected and resolved so the merged file isn't double-counting transactions.
Gaps & mismatches flagged
Missing months, accounts that don't match across statements, or mixed statement products are surfaced before you reconcile, so you can request the missing file from the client instead of catching it three hours in.
Free, no tokens consumed
Why automated conversion wins
Save hours of manual work, eliminate copy-paste errors, and handle statements from any bank or time period.
| Method | Time Required | Accuracy | Best For | Cost |
|---|---|---|---|---|
| Manual copy-paste | 30–60 minutes | 70–80% (error-prone) | Single statements | Free |
| Bank Excel export | 5–10 minutes | 95% | Recent statements only | Free (if available) |
| Ledger Tome | Under 1 minute | 99%+ | Any statement, any bank | Free to start |
Works with all major banks
Ledger Tome's AI-powered converter works with bank statements from:
US Banks
Chase, Bank of America, Wells Fargo, Citibank, Capital One, US Bank, PNC Bank, Truist, Fifth Third Bank
Canadian Banks
RBC, Scotiabank, BMO, CIBC, National Bank of Canada, Desjardins, Tangerine
International Banks
HSBC, Barclays, Santander, Deutsche Bank, BNP Paribas, and 100+ banks worldwide
Don't see your bank? Our AI adapts to any statement layout automatically — including credit unions and regional banks.
Who Ledger Tome is for
Freelancers & Self-Employed
Track income and expenses for quarterly taxes, organize receipts, and maintain financial records without expensive accounting software.
Accountants & Bookkeepers
Process client bank statements faster, handle multiple banks and formats, and reduce data entry time by 90%.
Small Business Owners
Reconcile business accounts, prepare financial statements, track cash flow, and maintain organized records for tax time.
Property Managers
Track rental income and expenses across multiple properties and bank accounts.
Non-Profit Organizations
Convert donation and expense records for grant reporting and financial transparency.
Anyone Needing Transaction Data
Loan applications, financial planning, budget analysis, divorce proceedings, estate settlement, or personal record keeping.
Your financial data is protected
We take bank statement security seriously. Here's how we protect your data:
-
Encrypted Transmission
All uploads use 256-bit SSL encryption (the same security banks use)
-
Secure Processing
Files are processed in isolated, secure environments with no human access
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Automatic Deletion
All uploaded files are permanently deleted after 7 days (or immediately upon request)
-
No Training Data
Your statements are never used to train AI models or shared with third parties
-
No Account Access
We never access your bank account directly or store your banking credentials
-
GDPR Compliant
Full compliance with data protection regulations
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No Permanent Storage
We don't maintain a database of your financial information
Privacy First: We process your data solely for conversion purposes. No marketing, no data selling, no third-party sharing.
Frequently asked questions
Can I convert a PDF bank statement?
Yes. Ledger Tome extracts transaction data from PDF bank statements and outputs it in your chosen format — CSV, Excel, QBO, QIF, or JSON.
Can I convert scanned bank statements?
Yes. Ledger Tome uses OCR (optical character recognition) to read scanned or photographed bank statements.
What if my bank statement has multiple pages?
Ledger Tome automatically processes multi-page statements. Upload the entire PDF and all transactions across all pages will be extracted into a single output file.
Do you support bank statements in different languages?
Yes. Ledger Tome can process bank statements in multiple languages including English, Spanish, French, German, and others.
Can I convert old bank statements?
Yes. Unlike bank export tools that only provide recent data, Ledger Tome works with bank statements from any time period, including historical statements from years ago.
Does this work with different banks?
Yes. Ledger Tome handles varying bank statement layouts by analyzing the structure of each document using AI, without requiring pre-built templates.
Is the output compatible with accounting software?
Yes. Output formats are compatible with QuickBooks (Desktop and Online via QBO), Quicken (via QIF), Xero, Wave, FreshBooks, Sage, Excel, Google Sheets, and any tool that accepts CSV.
File retention
Secure processing
Accuracy rate
Flags discrepancies